CUSTOM COMPUTER | CUSTOM LAPTOP | PC FINANCING

FINANCING FOR ALL CREDIT TYPES

Buying a PC has never been so easy. Pay for your dream computer at your own pace with our flexible financing option.


FINANCE THATS FLEXIBLE

Affordable Monthly Plans

Pay for your order over 3, 12, 24, or 36 months at competitive interest rates or up to 6 months at 0% APR*.


Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.


No Payment Penalties

Pay for your purchase with monthly payments and prepay at anytime without a penalty.

Select QUADPAY on the payment screen in checkout for the quick approval process.


Split any purchase into 4 installments up to $2,000 with no credit impact


Our instant approval decisioning process has zero impact on your credit score.


FINANCING NO CREDIT TO PRIME WITH PAYTOMORROW

All credit types - Including Good Credit, Bad Credit, Low Credit, and No Credit


Checkout for as low as $40


90 Day Buyout Option - Only 5% fee or pay over time up to 24 months


Applying with PayTomorrow will not affect your credit score


No hidden fees

Rates as low as 0%

Payment options up to 36 months for Prime consumers

Quick Real-Time Quick Decisions

GET MY RATE

We provide easy and affordable financing through our partner, Bread, so you can pay for your purchase over time. Financing as low as 0%

No gimmicks like deferred interest or hidden fees. Find out your terms without affecting your credit score


No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.


Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.


Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.


Questions?

Check Bread's FAQ or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1.

COMPUTER & LAPTOP FINANCING FAQ

WHY SHOULD I FINANCE MY COMPUTER, LAPTOP OR ACCESSORIES?

It can help your credit score and if you are low on funds and need a new Computer or Laptop it is a good fast option.


WHAT DO I NEED TO GET COMPUTER, LAPTOP OR ACCESSORIES FINANCING?

All you need to do is click one of our easy financing options at check out and fill out the required information. 


WHAT ARE MY COMPUTER AND LAPTOP FINANCING OPTIONS?

Our family is proud to partner with PayTomorrow and Affirm.  All you need to do is click one of our easy financing options at check out and fill out the required information. You can also get pre-approved by clicking one of our financing options at the top of the page and filling out the information. 


HOW DOES FINANCING A COMPUTER OR LAPTOP WORK? HOW DOES FINANCING ACCESSORIES WORK?

1. Shop and Add to Cart

2. Choose one of our financing options

3. Get approved and check out

4. Enjoy your new computer, laptop or accessories


ONCE I GET PRE-APPROVED FINANCING WHAT DO I DO?

Once you get pre-approved all you do is add your new computer, laptop or accessories to cart and check out. It's as easy as that. If you have any questions or concerns about what system is best for you, Contact Us.


WHAT IF I HAVE NO CREDIT AND WANT TO FINANCE NEW A NEW COMPUTER, LAPTOP OR ACCESSORIES?

That's easy! You can apply for pre-approval or just add the computer, laptop or accessories you want to cart and click one of our computer, laptop or accessories financing options.  


WHAT IF I HAVE BAD CREDIT AND NEED A NEW COMPUTER, LAPTOP OR ACCESSORIES?

Our financing partner PayTomorrow can help get you the computer, laptop or accessories you need. You can apply for pre-approval or just add the computer, laptop or accessories you want to the cart, then click the PayTomorrow checkout option. 


HOW DO I KNOW I QUALIFY FOR FINANCING?

Just apply and you will get an email stating if you qualify.


DOES COMPUTER, LAPTOP OR ACCESSORIES FINANCING HURT MY CREDIT?

No, it can help your credit once you have completed your financing payments within your agreed terms.


DO YOU OFFER PC, COMPUTER, LAPTOP FINANCING FOR PEOPLE WITH LOW CREDIT?

Yes, we would love to help into your dream pc with a payment plan that fits your budget.


CAN I GET FINANCING FOR GAMING COMPUTERS, PC'S, LAPTOPS, GAMING LAPTOPS, CUSTOM PC'S IF I HAVE EVER FILED FOR BANKRUPTCY, HAD MY HOUSE FORECLOSED, MADE LATE PAYMENTS, BEEN SUBJECT TO COLLECTIONS, REPOSSESSIONS, JUDGMENTS, LIENS, OR HAVE HAD MY WAGES GARNISHED?

We try our best to help everyone.  Our financing partner PayTomorrow, will not automatically decline someone who has had a previous bankruptcy, mortgage foreclosure, or other adverse events impact their credit.  They rely on your current credit score to reflect how much that bankruptcy or other mishap is currently affecting your ability to pay. If you are presently in bankruptcy proceedings, then our options to help you obtain financing are limited.


ENJOY THE BENEFITS OF YOUR TAX RETURN TODAY WITH FINANCING!

Most Americans enjoy some sort of money back from Uncle Sam for overpaying taxes to the government throughout the previous year. This stimulus can be used for paying off debts, adding to a savings account, or used for debt-free spending. Pay off your credit cards to avoid paying additional interest, bolster the “emergency fund” to help cover you and your family with an unforeseen expense, or put money toward a purchase that would normally go on a credit card.

Choose from a wide selection of Computers & Laptops specific needs at www.xoticpc.com. When it comes to payment, take advantage of PayTomorrow’s 90-day early buyout option and low initial payment. This allows you to get the Computer PC or Laptop and accessories you need. Then, when you receive your tax refund, use those funds to pay off your purchase without paying interest! Utilizing PayTomorrow’s early buyout option is a great example of debt free spending and can make your tax return benefit you now!

 

Need more help?

Email sales@xoticpc.com or Call us at 1-877-289-9684